The 50/30/20 budget rule – the rare unicorn of financial advice that actually acknowledges you’re a human being who occasionally wants to order takeout without having a guilt-induced meltdown. Look, let’s be honest – most budget advice makes you feel like you need to live on ramen noodles and never see the inside of a coffee shop again. But here’s the thing: if your budget makes you miserable, you’ll ditch it faster than that gym membership you swore you’d use this year. Why This Budget Hits Different First off, forget everything you know about traditional budgeting. You know, those soul-crushing spreadsheets tracking every penny you spend on paper clips. The…